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MARKET DATA · U.S. DEPT. OF THE TREASURY

The 10-year, in context.

4.75% ▲ 0.07 vs. prior close

Daily close, Jul 31, 2026

LAST CLOSE
RANGE HIGH
RANGE LOW
RANGE CHANGE

Source: U.S. Department of the Treasury (daily par yield curve); history via FRED DGS10 (Federal Reserve Bank of St. Louis). Updated each market day at the close. Educational market data. NOT a mortgage rate or a loan offer.

The 10-year sets the direction. Your file sets your rate.

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