Buyer representation
From the first showing to keys in hand — negotiation, inspections, and an agent in your corner.
About
Hi, I'm Valerie.
One person, the whole way home.
I'm a dedicated Branch Manager at West Capital Lending, where I lead a team of mortgage professionals. With access to a network of more than 200 lenders, I can find the financing that actually fits your situation — not just whatever a single bank happens to offer.
My approach is built on honesty and integrity. Trust is everything in this business, so I keep things transparent at every step. My goal is simple: give you the guidance you need to make informed decisions with confidence.
Whether you're buying your first home, refinancing, investing, or self-employed and tired of being told "no," I'd love to help. Reach out any time — let's start the journey toward your goals together.
200+
Lenders in my network
$240M+
In loans funded
5.0★
142 client reviews
What I do
Everything under one roof
Most buyers juggle an agent and a separate lender. With me, it's one relationship — fewer dropped balls, faster closings.
Home financing
A licensed loan officer with 200+ lenders behind me. The right loan, shopped to fit you — not the bank.
Refinance & equity
Lower your rate or tap your equity. Our digital HELOC can close in as few as 5 days.
Pre-approval, fast
Know your number before you fall in love with a house. Honest answers, quick turnaround.
In their words
Neighbors who took the leap
"
Valerie didn't sell us a house. She found us a place where our kids walk to school and the dog has a yard. The financing was the last 20 minutes.
"
Being both our agent and our loan officer meant nothing fell through the cracks. She answered texts at 9pm and closed us early.
Let's get to know each other.
Buying, selling, or just curious what you can afford? Send a note and you'll hear back from Valerie — a real person — usually same day.